Third-Party
Insurance
Essential cover for legal liability arising from injury, death or property damage caused to a third party, as defined by the policy.
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Coverage
Third-Party
Comprehensive
Insurance
Combines third-party liability cover with own-damage protection for your vehicle, subject to policy terms.
What's Covered?
Accident Damage
Cover for eligible vehicle damage under an own-damage policy.
Theft
Financial protection in case of vehicle theft, as per policy.
Natural Disasters
Protection against specified events such as floods or storms.
Third-Party Liability
Cover for specified legal liabilities involving third parties.
Coverage varies by policy type, insurer, exclusions and selected add-ons.
Insurance Add-Ons
Zero Depreciation
Helps reduce depreciation deductions on eligible claims.
Subject to insurer limits, claim conditions and eligible vehicle parts.
Roadside Assistance
Assistance for eligible breakdowns, towing or emergencies.
Available services and distance limits vary by insurer and plan.
Engine Protection
Additional cover for specified engine-related damage.
Usually covers specified causes such as water ingress, subject to exclusions.
Return to Invoice
Additional protection for eligible total loss or theft claims.
Eligibility, payout calculation and vehicle-age limits depend on policy terms.
How We Help You
01
Share Vehicle Details
Tell us about your car and insurance requirements.
02
Review Policy Options
Explore available plans and add-ons from insurers.
03
Get Assistance
Clarify questions and understand the coverage offered.
04
Complete Purchase
Proceed with the selected insurer's policy process.
Documents & Important Information
Information / Documents Required
- Vehicle Registration Certificate (RC)
- Previous insurance policy, if available
- Valid ID and address proof, if required
- Vehicle and owner details
Key Exclusions / Conditions to Check
- Regular wear and tear
- Mechanical or electrical breakdown unless specifically covered
- Driving under the influence or unlawful use
- Other exclusions listed in the chosen policy wording
Insurance products are offered by insurers through their authorised intermediaries. Partner and licence details will be added here.
Drive Confidently.
Stay Protected.
Car Insurance FAQs
Does Pranfinserv provide car insurance?
Pranfinserv assists customers in exploring car insurance options. Insurance policies are issued by the respective insurer, subject to its terms and approval.
Which type of car insurance should I choose?
Third-party insurance covers specified third-party liabilities. Comprehensive insurance also includes eligible own-damage protection. The suitable option depends on your needs and vehicle.
What affects my car insurance premium?
Factors may include vehicle details, insured declared value, location, previous claims, selected add-ons and insurer pricing.
Can I add extra coverage to my policy?
Many insurers offer optional add-ons. Availability, pricing and eligibility depend on the policy.