Additional Funds
Explore extra financing based on your eligibility.
Internal
Top-Up Loan
Get additional financing on your existing car loan with the same lender, subject to eligibility and approval.
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How Does a Top-Up Work?
Existing
Car Loan
Your current car loan with the same lender.
Eligibility
Assessment
Lender reviews your loan and vehicle details.
Additional
Funding
Receive a top-up amount based on approval.
Why Consider an Internal Top-Up?
Same Lender Convenience
Continue with your existing lender and loan relationship.
Flexible Usage
Use approved funds for permitted financial needs.
Repayment Options
Review repayment terms available under lender policy.
Top-Up Eligibility
- Active car loan with the same lender
- Satisfactory repayment history
- Eligible loan account and vehicle as per policy
- Meets the lender's internal criteria
Required Documents
- Existing loan account details
- Latest loan statement
- Identity and address proof
- Income proof, if required
- Other lender-required documents
Application Journey
01
Share Details
Provide your existing loan information.
02
Eligibility Check
Lender reviews your account and eligibility.
03
Top-Up Offer
Explore an additional funding offer, if eligible.
04
Documentation
Complete the required formalities.
05
Disbursement
Receive approved funds after completion of the process.
Things to Know
Before Applying
Revised EMI
Your EMI may change after the top-up.
Interest Rate
Applicable rates depend on lender policy.
Total Repayment
Your overall repayment amount may increase.
Charges & Approval
Fees and final approval are subject to lender terms.
FAQs
Quick answers to common questions about internal top-up loans.
Am I eligible for an internal top-up loan?
Eligibility depends on your existing loan, repayment history, vehicle details, credit profile and lender policy.
How much top-up amount can I get?
The available amount depends on lender assessment, your outstanding loan, repayment capacity, vehicle valuation where applicable, and eligibility.
Will my EMI or loan tenure change after the top-up?
Your EMI, tenure or both may change depending on the approved top-up amount and repayment terms.