Car Loan

Already have a running car loan? Explore balance transfer and top-up options to review your EMI, tenure or funding needs.

Options for Your Running Car Loan

Choose the option that fits your goal. Each page explains eligibility, documents and the process.

External Balance Transfer

External Balance Transfer

Transfer your existing car loan to another lender to explore better rates, revised EMIs or more suitable terms.

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Internal Balance Transfer

Internal Balance Transfer

Review and restructure your running car loan with your current lender, as per its policy.

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Internal Top-Up

Internal Top-Up

Get additional funds on your running car loan from your current lender, based on eligibility.

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Calculate Your Car Loan EMI

Estimate your monthly repayment and plan your budget with ease.

Estimated EMI (Example)₹20,758 / month

₹10,00,000 loan at 9% p.a. for 5 years

Try EMI Calculator

Common Questions

Quick answers to common questions.

What is the difference between external and internal balance transfer?

An external balance transfer moves your loan to a new lender. An internal balance transfer restructures your loan with your current lender, as per its policy.

What is an internal top-up?

It is an additional loan amount from your current lender on your running car loan, based on eligibility and repayment record.

Will a transfer always lower my EMI?

Not always. Compare interest rate, fees, tenure and total cost before deciding.

Considering a Car Loan Transfer?

Share your requirement and our team will guide you through suitable options.

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